If you really want your money to grow and work for you, but taking investment risks, makes you uncomfortable. Then do not worry … here are a few types of low risk investment oppotunities / strategies, that you can consider.

There is a certain rule of investing that is ancient and stays unchanged. This investing rule, has guided the investment strategy of many people since the very beginning of commerce & the birth of money. This rule says that, the bigger the risk, the more the return. You can choose to invest in safe & very secure investments, but you wont make the big profits or get rich quick. This low risk investments, wont make you broke or risk losing all your money. Once this investment rule is understood by you, the answer to your question on investing becomes dependent on the rate of return you are expecting.
So, What is the safest way to invest your money, and get the desired investment returns.

1.) Opening a savings account at a local bank, is a form of low-risk investment. A lot of people see, saving money & investing as 2 different things. The fact is that, once you understand the risk versus return principle, savings can be viewed as a low risk investment. For ways to increase your return, when investing in savings bank account .. ask your local bank, they will deinitely give you information, on how to invest with your savings bank account.
Types of saving account investments are - Certificates of deposit & Money market accounts. This investments will pay a higher rate of return than, your passbook accounts.

2.) Invest in Bonds - such as the united-States Saving Bonds, this are definitely low risk but the returns on investment is pretty low. There are different types of bonds issued by the local government & a corporate entity. A bond is a promise to repay a certain amount of money and interest over some time. Bonds are very similar to certificates of deposit in lots of ways. This investing portfolio will make you money, but at a lower rate of return on your investment.

3.) Mutual funds will bring more returns, but they will come with a little risk. The mutual fund, gathers investments from a large number of individual investors. It puts all the gathered amount, under the control of a certified fund manager. This fund manager, invests the money in different types of stocks and other good investments, to try to make a profit. The end profit is later divided, amongst all the investors. The fund manager has to follow, certain restrictions in his investment options, depending on the type of fund. By spreading the investment out over a large number of different stocks, it reduces a chance of taking a big loss. The only dis-advantage is that a certain amount of the profit must go to pay the administrative costs of running the mutual-fund. This costs will reduce the profit. Do not let that discourage you, because overall, the mutual fund is a safe investment that can give a higher return than any type of simple saving.

The type of investment option you chose, does not really matter. All you really need to do, is study your desired investment option, until you have a vast amount of knowledge. This will give you a great chance of negotiating and testing out the various types of investments, while developing an investment strategy that helps you to reduce taking risks.